Cheap Vacation Packages for Two – An Overview of Some of the Most Affordable, Romantic Getaways

If you want to take your significant other to some place special but don’t have a lot of money, don’t worry: there are a variety of cheap vacation packages for two to choose from. You can spend a few days together at a nice resort or cruise cabin without emptying your savings.

Here is a guide to some of the least expensive vacation destinations for two:

Savannah, GA

Savannah is a very romantic, charming spot in the south. It’s a good mix of the old and the new, and offers affordable accommodation, restaurants, and fun activities. There are nearly 100 hotels for you to choose from, many of which have rates under $100 per night.

St. Petersburg, FL

Just west of Tampa, this beachfront town is among the cheapest vacations for couples. It’s charming and small enough to walk around, so you might not have to spend money on a rental car. Head along the city’s Central Avenue to find dozens of antique shops, book sellers, restaurants, and more.

Las Vegas, NV

Vegas is probably the most affordable of all of the top tourist spots in the US. The resorts and hotels are able to keep the rates very low since they make most of their money through casinos and entertainment. Of course, the trip will only be affordable just as long as you don’t spend too much money on gambling. There are plenty of romantic things to do, from sharing a kiss at the Bellagio Fountains to getting married at the Graceland Wedding Chapel.

Sedona, AZ

Often referred to as one of North America’s most beautiful places, Sedona offers cheap vacation packages for two. In addition to the red rocks and gorgeous scenery, you’ll also find unique spas, hundreds of hiking trails, a variety of low-cost inns and lodges, and a whole lot more.

Riviera Maya, Mexico

There are plenty of inexpensive ocean-view suites, three bedroom penthouses, and all-inclusive resorts located in the Riviera Maya. Your getaway can be as relaxing or as adventurous as you want it to be, as there are a variety of activities from relaxing at a yoga retreat to exploring ancient ruins.

Athens, Greece

If you’re looking for cheap vacation packages for two in Europe, let Athens be your destination. It’s a Pinnacle of Western Civilization and filled to the brim with iconic sights like the Acropolis and Parthenon. Just as long as you don’t go in the summer, as it is peak tourist season. During the rest of the year, prices and airfare are reduced for the most part. There is plenty of live, free entertainment throughout the city.

Whether you want to go on vacation next month or next year, you can always count on online discounts to help you save the most money. Just look over all of the cheap vacation packages for two to find out what kind of deals are available.

Greyhound Dog Racing – How to Bet and Increase Your Chances of Winning

Greyhound dog racing has been around for many centuries and has now become a popular game that people can place their bets and win good money. However, like any other betting game, you have to study everything about it to increase your chances of winning.

Greyhound dog racing is an easy game to bet on but you have to be wise in placing your bets though as some people can also lose big money in this type of racing. The betting sure makes the race more enjoyable but make sure you have done your homework to avoid losing money.

There are different types of bets that you can do in greyhound dog racing. You can place a bet on the winning greyhound, which means you can collect if the greyhound you bet on reaches the finish line first. You can also bet on the second or third, which means you can collect if the greyhound you choose finishes first or second or if you have a ‘show’ bet, you can collect if your selected dog finishes first, second or third. There are also combination bets that you can do. You can place your bet on two, three or four greyhounds that can finish in the exact order that you chose.

Of course, choosing the dog you want to place your bet on is one of the important things in making wise bets on the greyhound races. You have to read carefully the form guide which will contain the different characteristics, weight, history of past races, the time they have finished in their past races and other relevant information that are useful in your selection.

You also have to find sportsbooks or bookmakers where you can place your bets. It is important also to scrutinize your chosen sportsbook so that your bet will be safe. Aside from finding them personally, you can also find these sportsbooks online. Then you can then start placing your bets on the selected greyhound. You can choose from the many types of bet but make sure you have examined closely your odds of winning before placing your bets. To help you decide and increase your chances of winning, learn a few tips on how to choose the best greyhound.

One of the best tools you can use in choosing your dog is the form guide. Check the age of the dog its past records and performances. Dogs usually are at its peak performance at age two and in the case of female dogs, it can be at its prime at three years, so make sure you have chosen a greyhound at its peak performance. Check closely its past races. It may be a good sign that a dog has been into recent races but not only that, you have to check its time during those past performances. Dogs that have been into recent races are most often active dogs in good shape and thus, are better choices than those who haven’t run for quite a time.

These days however, you can already make use of a software to help you determine which of the dogs has the higher probability of winning. This helps a lot especially that most greyhound dog racing events are carefully planned that the chances of winning is close and competition is tight. If you can get a hold of the software, you can then study everything about the race and make wise choice in betting without having too much effort.

Is Racing Maestro a Scam? Racing Maestro Review

Is Racing Maestro a scam? I am sure that you have seen all the buzz and hype surrounding the release of this system, but can you really make money consistently by simply following it mechanically?

1. Why It Is Extremely Difficult to Make Money with Horse Racing Betting

Horse racing is difficult to profit from because the odds are always do not represent the chances of an outcome happening. There will always be the house’s edge which is where the bookmakers make money in the long run. However, it is much easier to profit on betting exchanges like Betfair since punters are betting against one another and not against a bookmaker. This is exactly what Racing Maestro System aims to help you do without putting your money at too much risk.

2. What is Required for You to Make Money Consistently on Betfair British Horse Racing?

The first thing that you will need is definitely a tested and proven system that can help you pick profitable selections reliably. Having tested Racing Maestro prior to its release, I have already concluded that it is reliable since I did not get a single losing week with it.

It is very good at minimizing risks with its selection system and its money management strategy has also saved me many times when I felt extremely confident about a losing bet. I know exactly which selections to bet on after spending 15 minutes per day to find them with the system, and the next I had to do was enter these bets on a betting exchange website. One of the best betting exchange website is definitely Betfair. It is the largest betting exchange and this is a great advantage since it means that the markets are more liquid than other betting exchanges.

Spread Betting – How To Get Poor Quickly?

As I write this, I’m nursing a bit of a sore head and an empty wallet. In the last four weeks I’ve lost almost £30,000 spread betting for about an hour a day five days a week. So I managed to blow around £1,500 an hour. That’s really quite a chunk of cash. Actually, it’s not quite as bad as it looks. Fortunately, I was betting using a few spread-betting companies’ demo sites. These are simulations of their live betting sites that allow you to practice before you start betting with real money. I realise that I am no financial genius otherwise I would have been rich long ago. However, the fact that I managed to squander so much money so quickly does pose the question – if spread betting seems so easy, why do so many people get completely wiped out extremely quickly?

We’re increasingly seeing advertising for spread betting in investing and money management publications. In the one I subscribe to, four or five different spread betting companies take full-page colour ads each week, outnumbering any other type of advertising. Spread betting ads are already common in the business sections of many weekend newspapers and will probably soon start to appear in the personal finance sections. Spread betting could appear deceptively attractive to many savers. After all, money in a bank, shares or unit trusts will at best give us about a miserable five per cent a year before tax. Yet a reasonable run on spread betting can easily let you pocket ten per cent a week – five hundred per cent a year – completely and gloriously tax-free. So spread betting can let you earn in just one year what it would take a hundred years or more to achieve with most other investments.

Spread betters gamble on price movements of anything from individual shares, currencies and commodities to whole markets like the FTSE, Dax or S&P. It is called spread betting because the company providing the service makes most of their money by putting an additional spread around the price at which something is being bought or sold.

Spread betting appears to have many advantages compared to traditional investing:

  • You don’t have to buy anything – It allows you to bet on price movements without having to buy the underlying assets – shares, commodities or foreign exchange.
  • It’s tax-free – When you buy or sell shares, get paid dividends or receive interest from a bank you will have to pay taxes like stamp duty, capital gains and income tax. Unless spread betting is your full-time job and only source of income, there are no taxes to be paid as it’s considered to be gambling.
  • You can go long or short – When you spread bet you can gain just as much whether prices rise or fall, providing you guess the direction correctly. With most other investments, you need the price to go up before you make a profit.
  • You can bet on a rise or fall at the same time – If the FTSE, for example, is trading at 5551-5552, you can place two bets, one that it will rise and one that it will fall. These only get triggered when the FTSE actually moves. So if it starts going up, your bet that it will rise gets triggered. Similarly if it drops, only your bet that it will fall is triggered. So it can seem that, come rain or shine, you’ll probably win.
  • Huge leverage – If you bet say £50 a pip (a pip is usually the minimum price movement you can bet on), you can easily win four or five times your original bet if the price moves in the right direction. On a really good bet, you can win much much more.
  • You can wait for the breakout – Prices on many shares, currencies, commodities and other things people bet on tend to experience periods of stability followed by bursts of movement up or down, what spread-betters call ‘the breakout’. You can place a bet that is only activated when the breakout comes.
  • Loss limits – You can put conditions in your bet that prevent your losses exceeding your chosen level should your bet happen to be wrong.
  • You can adjust mid-flight – With most bets, such as with horse racing or on roulette, once the race has started or the croupier has called ‘no more bets’ you have to wait helplessly for the result to see if you’ve won or not. With spread betting you can choose to close your bet at any time. So if you’re ahead, you can take your winnings; if you’re behind you can either cut your losses or wait in the hope that things will change and you’ll be up again.

Given all these properties of spread betting, it should be pretty easy to make a fair bit of money without too much effort. If only.

Industry estimates suggest that around ninety per cent of spread-betters lose most or all of their money and close their accounts within three months of starting. There seem to be another eight per cent or so who make reasonable amounts of money on a regular basis and there are around two per cent of spread-betters who make fortunes. I’ve been to a few presentations run by spread betting companies and at one of these the salesman let slip that over eighty per cent of his customers lost money. Even many professionals lose on about six bets out of every ten. But by controlling their losses and maximising their returns when they win, they can increase their wealth.

Why it can go horribly wrong

There seem to be several reasons why spread betting is so effective at dramatically demolishing most practitioners’ wealth:

  • The companies want you to lose – When you first open a demo or real account, you will get several phone calls from extremely friendly and helpful young men and women at the spread-betting company asking if there’s anything they can do to assist you to get going. This is customer service at its very best. Most of the people contacting you will parrot the line that they just want to help and that they’re happy if you’re successful as their company only makes money from the spread. Some will reassure you that they want you to win as the more you win, the more you’re likely to bet and the more the spread-betting company will earn. This may make you feel good, convince you that the company is open, honest, trustworthy and supportive and encourage you to use them for your betting. But it’s also a lie. It’s true that the company might make a lot of its money from the spread. However, with many of your bets, you’re betting against the company and so they hope you lose, big time. In fact, during the last month I’ve seen several companies change the conditions on their sites to make it more likely that people using them will lose. So, lesson one – spread betting companies are not your friends. The more you lose the more they win. It’s that simple.
  • It’s difficult to break even – If you bet say £50 a pip and the price does go the way you want, the spread betting company takes the first £50 you win. So the price has to move two pips in the right direction for you to win your £50 back and three pips for you to emerge with £100, doubling your money. But if the price moves three pips in the wrong direction, you lose your original bet plus £50 a pip, giving a total loss of £200, a loss of four times your original bet.
  • Losses can be massive – With most gambling, you can only lose what you put down on a horse, blackjack or roulette. With spread betting you can quickly say goodbye to much more than you wager. I forgot to put a stop loss on one bet and managed to lose over £800 with just one £50 bet. Because your bet is leveraged, you can make both fabulous gains and excruciatingly painful losses. Too often it’s the latter. The small size of many bets, often £5 or £10 a pip can lull betters into a false sense of security. It’s only when the losses go five to ten times the original bet that they realise the risk they have taken.

“The spread betting leverage means that you can get rich which is a wonderfully appealing idea, but it also means you can get poor which most people ignore.”

  • You can waste thousands on courses and systems – At one free spread-betting seminar I attended we were more than strongly encouraged to sign up for a two-day weekend course teaching us how to spread bet successfully. This would normally cost (we were told) £6,995, but there was a special offer for the first five people to sign up of only £1,997. There are many such courses and also gurus offering to sell you their special spread-betting systems, guides, webinars and all sorts of other advice. With so many supposed experts apparently making a living teaching others how to spread bet, there must be a lot of takers. But I’ve found that all you need to know and more is available free on the Internet. As one specialist said, ‘Don’t bother wasting your money on ‘Guru’ books written by so-called experts. Those books are crap and not worth the paper they are printed on. Nobody sells a secret trading methodology if they are really successful. The only reason these guys are writing books is because they didn’t make it as traders’.
  • It’s the bobbing about that beats you – We often hear on the news that the price of gold has risen by a few dollars an ounce or the FTSE has fallen by a hundred and thirty points or that the pound has risen by two cents against the dollar. These reports make price changes on financial instruments sound like smooth movements either up or down. However, the prices of shares, stock markets, commodities and currencies seldom move in straight lines. They jump about every few seconds. So, if the FTSE is at 5540 and you correctly bet £50 a pip that it will go up to 5545 you might not necessarily win £200. In between going from 5540 to 5545, it might drop down a couple of times to say 5535 or lower. If you have a stop loss on at 5536 or 5535 to avoid losing too much money, your stop loss will kick in and you’ll lose £250 or £300 even if the index did subsequently move upwards as you predicted. I’ve placed over a hundred bets to test whether I won when my bets were right. On about eighty per cent I lost in spite of being right because the fluctuations triggered the stop losses even though the index did actually move from where it was to where I predicted it would go. This creates a rather odd situation where stop losses can unfortunately make you lose even when you should be winning. Yet if you don’t put stop losses on and things go in the wrong direction, your losses can annihilate you.
  • It attracts losers – At the spread betting seminars I’ve attended, I’ve been shocked by the number of low-paid workers – waiters, porters, kitchen staff, healthcare assistants and impoverished, would-be writers like myself – who decide to have a go at spread betting as they believe that, apart from winning the Lottery, it may be the only realistic way they have of making any money. These people will be betting with their meagre life savings against extremely sophisticated financial services insiders with vast knowledge, many years experience and extraordinarily deep pockets. It’s not difficult to guess who is going to win.

Sucker or smartie?

Spread betting is a ‘zero sum game’. Unlike depositing our money in a bank so it can be lent to businesses or house-buyers, spread betting doesn’t create wealth. It just redistributes money from the suckers to the smart. When contemplating whether to try your hand at spread betting, you need to work out whether you are likely to be in the ninety per cent who end up as suckers or the ten per cent who make money by being smart. I found it interesting that not a single one of the amiable young men and women from spread-betting companies that I spoke to actually did any spread betting themselves. By the way, when I did eventually open a live spread betting account and managed to win about £100 a day for ten days, the spread betting company started preventing me getting out of losing bets because they claimed I was “betting unfairly”. However, if you do manage to spread bet successfully, please drop me an email, I’d love to find out how to do it.